Disability Insurance
SHORT-TERM DISABILITY
The Short-Term Disability plan provides you with continuing income if you have a medically-certified health condition and are unable to perform your job duties. NYLife is our Short-Term Disability provider.
There is a 7 day waiting period for eligibility of benefits and the employee must exhaust their medical leave accruals before they will receive payment under the Short-Term Disability Plan.
The amount of Short-Term Disability benefit that you receive is based on your election of a weekly benefit, but can not exceed 70% of your basic weekly salary or $1,000 per week. There are two options available regarding the weekly income benefit.
You can begin receiving Short-Term Disability benefits once your accrued medical leave has been exhausted, and a completed claim form has been received and approved by NYLife.
For pregnancy, STD is limited to 6 weeks for a normal delivery and 8 weeks for a cesarean.
Monthly Premiums
The premiums for the STD plan are based on your salary.
- 70% Plan - Monthly Salary/100 x .336
- 50% Plan - Monthly Salary/100 x .235
Details
The cost for purchasing this Short Term Disability Insurance is based on the level of coverage you select:
70% Plan
The coverage level you select may not exceed 70% of the amount of your gross weekly pay or $1,000 per week.
Example: If an employee makes $35,000 a year or $2,916.67 monthly, the cost for the 70% plan benefit with a $1,000 weekly maximum, would be $9.80 per month or $4.90 per paycheck.
50% Plan
The coverage level you select may not exceed 50% of the amount of your gross weekly pay or $1,000 per week.
Example: If an employee makes $35,000 a year or $2,916.67 monthly, the cost for the 50% plan benefit with a $1,000 weekly maximum, would be $6.86 per month or $3.43 per paycheck.
Contacts
- Contact Human Resources at 480-312-7600
- Send an email to [email protected]
Frequently Asked Questions
You have a choice of several different weekly benefit options. However, the maximum benefit payment you select can not exceed 70% of the employee's basic weekly earnings or $1,000 per week. Your premium is based on your salary.
If the disability is caused by accidental injury there is no waiting period. If the disability is caused by sickness then there is a 7 day waiting period before benefits will be paid. The maximum number of weeks in which benefits can be paid is 13 weeks.
GAP INSURANCE
If you exhaust short-term disability and will need to apply for long-term disability, the City of Scottsdale provides GAP pay until you reach that 6 month waiting period. GAP pays for 60% of your wages from the 90th day of disability to the 180th day of disability at no cost to you. All leave accruals must be exhausted before GAP is paid.
You must apply for long-term disability or you will not be paid.
LONG-TERM DISABILITY
If you contribute to the Arizona State Retirement System, you contribute .15% of your salary towards long-term disability. ASRS will process and approve or deny your long-term disability claim.
If you contribute to the Public Safety Personnel Retirement System, NYLife will process and approve or deny your long-term disability claim.
Produced by Human Resources:
This information represents a summary of benefits provided by the City of Scottsdale to benefited employees. Every effort has been made to report information accurately. All information, including the amount of any benefit and employee eligibility of benefits, is subject to and governed by the terms and conditions of the applicable policy or plan documents. In all cases where any of the information provided differs from the amount of benefit actually provided by the policy or plan, the terms of the legal documents will control.
Contact Information
9191 E. San Salvador Drive
Scottsdale, AZ 85258
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www.cigna.com
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