Cigna OAP

Plan Overview

The Cigna OAP plan offers two tiers of coverage within a single plan design. As a participant, you have the choice of using a contracted network of providers for lower out-of-pocket expenses or you may utilize out-of-network providers and incur higher out-of-pocket expenses, and possibly all billed charges. Participants can choose either tier of benefits at any time. This plan has a $750 (individual)/$1,500 (family) in-network deductible and a separate $2,000 (individual)/$4,000 (family) out-of-network deductible. Wellness and preventive programs included.

Provider Network

The Cigna OAP medical plan has an enhanced network of physicians and other health care providers. Cigna OAP members may also receive services from Mayo Clinic Scottsdale and Mayo Clinic Hospital, however, the doctors and hospitals will not be listed in the Cigna directories and additional charges may apply.

Cigna Prescription Program

Retail pharmacy

When visiting the pharmacy, provide them with your Cigna ID card. The pharmacy will need the information on your card to check eligibility and to update your records.

Mail order drug program

Please see below for the Mail Order Drug Request Form in the Links Section or at Cigna's website at www.cigna.comlinks to external site

Monthly Premiums - Cigna OAP (FY 24/25)

Full-Time Employee Pays
Employee Only $118.00
Employee Spouse/Partner $334.00
Employee Children $280.00
Employee Family $479.00

Retirees and COBRA Participants Monthly Premiums differ.

Web Links

Reference Documents


Produced by Human Resources:

This information represents a summary of benefits provided by the City of Scottsdale to benefited employees. Every effort has been made to report information accurately. All information, including the amount of any benefit and employee eligibility of benefits, is subject to and governed by the terms and conditions of the applicable policy or plan documents. In all cases where any of the information provided differs from the amount of benefit actually provided by the policy or plan, the terms of the legal documents will control.